We're excited to bring GSB's award wining banking to the Northford community - and to personally welcome you to our newest branch! We're celebrating with special offers, exciting events, giveaways, and even a few surprises along the way!
SPECIAL OFFERS FOR BETTER COMMUNITY BANKING.
Recently opened in North Haven!
GSB's ground-up construction of our modern-design North Haven office, opened in March 2021, not only represents our expansion and commitment to this new market, but also incorporates new design and technology that makes it easier than ever to bank exactly how and when you want.
DISCLOSURE: 1. HELOC: Applicants must use promo code “199HELOC” to qualify. New All Access HELOC customers only. Subject to credit approval. No Points. Credit line limits between $25,000 and $500,000. Maximum Combined Loan To Value (CLTV) is 80%. If existing first mortgage is non-GSB and exceeds $750,000, the maximum CLTV is 60%. The introductory APR of 1.99% (“Introductory APR”) is a promotional rate that is fixed for the first 12 monthly billing cycles (“Introductory Period”) as long as you maintain a minimum balance of at least $25,000 on your line. If that minimum balance is not maintained throughout the entire Introductory Period, the Introductory APR may end early and your Account will begin to accrue interest based on a variable rate formula. In any event, once the Introductory Rate ends, your interest rate can change monthly and will be based on a variable rate formula. With that formula, as long as you maintain an Automatic Payment Feature, we will subtract a margin of 0.25 percentage points from the Prime Rate (as published in the Wall Street Journal). Using that formula, the current APR would be 3.00%. Our Automatic Payment Feature is a convenient way for you to make your monthly payments directly from an Access deposit account maintained at GSB. If the Automatic Payment Feature is not maintained, we would add a margin of 0.25 percentage to the Prime Rate to determine your APR each month. Using that formula, the current APR would be 3.50%. The maximum APR is 17% and the minimum APR is 3%. An annual membership fee of $50 is required. An Early Termination Fee will be required if the Account is terminated within the first 2 years. Homeowner’s insurance required. For credit limits in excess of $250,000, you must pay for a full appraisal (appraisal costs can range from $450 to $720). If property held in trust, trust review fee ($300) and attorney closing fees (Estimated $650-$850) will apply. Homes for sale or intended for sale within the next six months are not eligible for this promotional product. Other terms and conditions apply. Offer may be withdrawn at any time. 2. PRIME ACCESS CHECKING: You must enter promotion code “NFACCESS350” if opening on-line or mention the promotion to a banker when opening in-branch (valid at our Northford & North Haven branch locations only). Valid for consumers who reside or work in the following Connecticut towns only: North Haven, Northford, North Branford, and Wallingford. All account holders on qualifying account must be new GSB checking account customers. Existing GSB consumer checking customers ineligible for $350 Gift Card offer. Accounts subject to approval. Minimum Requirements to Avoid Monthly Service Fee must be continually met for the account and the account must remain open for 180 days in order to receive the Gift Card. After 180 days, a bank representative will contact the primary account holder to confirm an accurate email address for Amazon eGift Card delivery. GSB reserves the right to substitute a gift card of equal value. May be subject to 1099 reporting. Account holder is responsible for all applicable taxes. Offer is subject to change without notice and may be withdrawn at any time. Consumer accounts only. Limit 1 offer per household. Limit 1 per account. $50 minimum to open. An average daily minimum balance of $2,500 must be maintained in the checking account and a $50,000 average daily minimum aggregate balance (inclusive of the amount maintained in the checking account) must be maintained in consumer deposits, loans and/or wealth management accounts. If the minimum requirements are not met, a $25 monthly service fee will apply and rebates of Non-GSB ATM Activity Charges and $350 offer will be forfeited. Accounts must be open during the full account statement period to receive the rebates. Accounts closed prior to a full statement period will not be eligible for the ATM fee rebates. Variable rate Annual Percentage Yield (APY). Prime Access Checking has a rate of 0.05% APY as of 9/28/2021 and the minimum daily balance to earn APY is $2,500. Rates subject to change at any time. Fees may reduce earnings. New Preferred Access and Access Checking Accounts also eligible for this offer. 3. $1500 Offer: Offer can be withdrawn at any time. Offer valid for purchase and external refinance types only. Valid for residential first mortgages and residential construction mortgages only. Offer not valid for refinancing of loans held at GSB, vacant land, home equity loans, home equity lines of credit. Subject to credit and property approval. Applicants must use promo code “1500MORTGAGE” to qualify. When applying on-line the promo code must be entered during the final step of your on-line loan application in the “additional information” field before hitting submit. When working directly with a Mortgage Loan Officer you must mention the promo code at the time of application. Offer cannot be combined with First Time Homebuyer Mortgage Program or with other offers. Not valid for loans from brokers. Valid only on mortgages applied for directly with GSB between October 5 and December 31, 2021. Applicants who have applied for loans with GSB prior to October 5, 2021 are ineligible for this offer. Cash back at closing offer will appear as a lender credit equal to the cost of the Appraisal Fee, Appraisal Management Fee, Underwriting Fee and Processing Fee at closing. Maximum credit is $1,500.