Since banks began offering account access online, fraudsters have continued to develop and deploy more sophisticated, effective and malicious methods to gain unauthorized access to online bank accounts. As your trusted financial institution, we've included some tips to ensure your information remains protected.
Tips & Reminders:
Consumer accounts are protected against certain losses under federal regulations. These regulations establish the basic rights, liabilities and responsibilities of consumers using electronic funds transfer services. These regulations apply to consumer accounts only. Please refer to our Electronic Funds Transfer Agreement for more information.
Under federal regulations, business accounts do not have any protections against unauthorized electronic funds transfers. Business account holders are encouraged to check their accounts daily for unauthorized activity and immediately report it to the Bank.
Business customers utilizing Wire and Automated Clearing House (ACH) services should discuss additional security measures with their banker.
Additional information can be found via the Federal Trade Commission's consumer website for online safety, Consumer.FTC.gov.