Designed for the borrower who has never owned a home, this program has lower down payment requirements.

With our first-time homebuyer program, you can get approved quickly for a loan that covers up to 95 percent of the value of the home. Combined with the biweekly payment option, this is a popular mortgage plan that helps the first-time homebuyer pay off their mortgage quickly and efficiently.

Our mortgage loan officers walk you through the process so that your experience is personal and less confusing. It's also easy to pay your loan off, with automatic recurring payments. Best of all, you'll enjoy direct communication throughout the process—something the bigger banks can't match.

Benefits include:

  • Quick pre-approvals
  • Flexible underwriting
  • Reduced rates
  • No pricing adjustments for credit score or loan to value (LTV)
  • Credit report fees rebated at closing
  • A plan tailored to your circumstances
  • Clear communication at every step of the process

Have you found the home of your dreams? Give us a call or stop by in person and we'll help you finance it.




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