1. Annual Percentage Rate (APR) is based on a $100,000.00 loan.

2. Payment per $10,000 does not include taxes and insurance. Your payment will be greater. Monthly payments: 30 year, 360 monthly payments; 20 year, 240 monthly payments; 15 year, 180 monthly payments; 10 year, 120 monthly payments.

1. Annual Percentage Rate (APR) is based on a $100,000.00 loan.

2. Payment per $10,000 does not include taxes and insurance. Your payment will be greater. Monthly payments: 30 year, 360 monthly payments; 20 year, 240 monthly payments; 15 year, 180 monthly payments; 10 year, 120 monthly payments.

3. The margin listed for all adjustable rate mortgages above is 2.50% and the fully indexed rate is 4.500%.

4. When the initial fixed interest rate term expires, the interest rate will change to an adjustable interest rate on the change date. The adjustable interest rate may change on the change date and every 12th month thereafter. The rate will be calculated based on an index, which is the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year, as made available by the Federal Reserve Board. The most recent index figure available as of the date 45 days before each change date will be used. This will be called the current index. Before each change date, the new interest rate will be calculated by adding the margin to the current index, resulting in the fully indexed rate. The fully indexed rate is rounded to the nearest one-eighth of one percentage point. This is not a commitment to lend. Rates are subject to change without notice. Our lending area consists of the State of Connecticut, however, some of our products are only available in New Haven, Middlesex and New London Counties. For more information, contact a loan officer. GSB NMLS #517294.