Flexible options for the discerning homebuyers.
Fixed and Adjustable Rate Mortgages (ARMs) are available in varying term lengths and are popular for buying a new home. A fixed rate offers greater stability, while an adjustable rate generally offers a lower initial rate that adjusts periodically throughout the life of your loan, based on the US Treasury Index.
Benefits that make a difference.
Dedicated Loan Officers. The GSB Difference.
Now is the most competitive housing market Connecticut has ever seen! That's why you'll get a single, dedicated GSB Loan Officer to manage every step of your homebuying process - from prequalification, straight through to closing. Now that's something even the bigger banks can't promise. Call, email, or drop in to get started.
*$6,253.00 savings based on 0.125% off Annual Percentage Rate (APR) discount, as advertised on our Rate Page, with automatic deduction (ACH) from an Access, Preferred Access or Prime Access checking account. Example based on a 30-year, fixed rate mortgage with a $250,000 loan amount after a 20% down payment. A typical monthly payment amount of $1,123.00 (excluding taxes and insurance) at an APR of 3.259% - as of July 1, 2021. Fixed Rate Mortgage required. All loans and lines of credit subject to credit approval. Offer can be withdrawn at any time. Valid for qualifying residential First Time Home Buyer first mortgages only. Subject to credit and property approval. Applicants must use promo code “MYGSB6” to qualify. When applying online the promo code must be entered during the final step of your online loan application in the “Is there any additional information you would like to include in your application?” box before hitting submit. When working directly with a Mortgage Loan Officer you must mention the promo code at the time of application. Valid only on mortgages applied for directly with GSB beginning July 1, 2021 and ending July 31, 2021. Applicants who have applied for loans with GSB prior to July 1, 2021 are ineligible for this offer. Rate discounts applied at time of application.